Portfolio Builder
Accounts
Selecting Accounts
Our Portfolio Builder allows you to select the investments for your ISA, SIPP and GIA accounts independently of each other.
This enables you to easily apply different approaches within each account, reflecting scenarios where you may have separate time frames and risk/reward preferences. To configure an account simply click to select and it will open, allowing you to create your ideal investment approach for each (Junior ISAs are available once your own account is open).
If you prefer to have all the investment decisions managed for you, we also offer a simplified process here, where you only need select your preferred management level and/or objective.
Individual
Selecting Individual Portfolios
The left hand section of the Portfolio Builder is dedicated to our range of managed index trackers and sector specific active stock strategies.
For managed index tracker exposure you simply select your preferred equity to fixed interest exposure from the drop down box (starting at 100% equities and ending at 100% fixed interest). Each active stock strategy is listed individually, allowing you to select from these as required.
The sliders enable you to select your how much you wish to hold in each option (from 0 to 100%), though if you prefer you can also simply put the percentage number in the corresponding boxes.
Managed
Selecting Fully Managed Portfolios
The right hand section is dedicated to our fully managed options, LifeStages and LifeStyle, which many people like to use alongside individual portfolios or for specific accounts (i.e. a fully managed SIPP and self selected ISA).
You can use the drop down box in this section to select from the LifeStages range, where all investment decisions are managed for you in line with your chosen objective, at that set risk/reward level.
The LifeStyle section is for those who prefer to have their whole investment journey fully managed. It moves through the each of the growth phases, managing down risk for you as your selected target date approaches. You can select from a future income, or for a capital withdrawal, providing your anticipated target date(s) for each using the drop down boxes.
Monitoring
Monitoring Your Selection
As you adjust the sliders for each selected portfolio the loop above will fill accordingly. If you prefer to type in the percentage numbers in each portfolio box this will have the same effect on the loop.
It is important that your loop totals 100% before you continue. If you exceed 100% at any point during construction then the sliders (and number boxes) will no longer allow you to add more until you have reduced the value of another portfolio (or other portfolios) accordingly.
If you wish to proceed without fully allocating at this stage you can select LifeStages Reserve (a money markets portfolio) from the LifeStages drop down box and then allocate later.