Vanquish LifeStages
THE VANQUISH PORTFOLIOS
The LifeStages Range
Accelerate
Designed for those seeking accelerated growth, this portfolio aims to take full advantage of market opportunities and maximise returns through 100% direct equity investment.
Whilst able to draw from across our active stocks range (Equity, Technology, Healthcare, Resources & Industry, Defence, India), in practice the portfolio focuses on the stocks and sectors we consider offer the strongest growth potential, accepting the higher risk trade-off this entails.
Like all LifeStages portfolios, the holdings are actively managed so as to always be best aligned to ever changing economic and market conditions.
Diversify
This portfolio is designed for those seeking to outperform stock markets through broad equity diversification, whilst still retaining a strong focus on sectors with the highest potential returns.
It achieves this through increased representation across our entire active stocks range, together with the introduction of wider market exposure via a small element of index tracking.
The aim is to deliver strong yet balanced returns, reduce investment volatility, and create a portfolio suitable for those seeking income, growth, or a combination of the two.
Balance
Designed for those who wish to take a balanced approach to investing, be that for growth or income.
It makes further adjustments to the individual weighting and share allocation, further shifting exposure away from more volatile stocks towards consumer goods and service and introducing a small fixed interest exposure.
This approach manages volatility to a suitable level for those seeking to take an income by seeking to avoid the larger capital fluctuations that can be experienced in outright growth portfolios.
Secure
This portfolio is designed for those seeking a more cautious approach to investing (for growth or income) that affords greater capital security whilst still remaining positioned to take advantage of stock market opportunities.
It has an increased level of fixed interest exposure, with the individual share allocation correspondingly reduced and almost exclusively focused on blue chip defensive stocks, including consumer staples.
The portfolio can be used for lower risk income or growth.
Defend
Designed for those at a life stage where the main objective is to protect wealth already accumulated, often in the build up to withdrawal, whilst still seeking the potential for a higher return than cash or money markets alone.
It is primarily made up of fixed interest securities, including bonds, gilts and money market instruments - as applicable to current market conditions - though retains a small degree of defensive equity exposure where the investment committee considers this is relevant to the portfolio's aims.
Reserve
This portfolio offers the lowest risk/volatility levels in the Vanquish range, investing solely in cash equivalent money market instruments.
Given current high interest rates and low bond yields, money markets are already strongly represented in Secure and Defend LifeStage portfolios, but here they can be accessed in isolation.
The portfolio is effectively a proxy for cash, paying a higher level of return than most deposit accounts though without the absolute certainty a deposit account offers under normal circumstances.
Income
This portfolio aims to deliver long term investment returns specifically tailored to those whose priority is to draw down regular funds as an income.
It takes a total return approach, delivering returns from a variety of sources, with a focus on direct high-quality blue-chip stocks, together with exposure to fixed interest and money markets instruments. In this way it often mirrors LifeStages Balance, though unlike Balance it will take its own course when this is more favourable to regular income withdrawals.
This approach further manages volatility to a suitable level for those seeking to take an income by seeking to avoid the larger capital fluctuations that can be experienced in outright growth portfolios.